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Medicare Supplement Insurance Plan L is a 75% cost-sharing plan that has an annual out-of-pocket limit of $2,000 in 2026. Plan L provides full coverage for one benefit area and 75% coverage for 5 other benefit areas.
[Get a Plan L quote – Click Here]
The table below shows some of your potential Medicare out-of-pocket costs in 2025 with Plan L vs. without Plan L.
|
Medicare out-of-pocket costs |
With Plan L |
Without Plan L |
|---|---|---|
|
Part A deductible |
$408 per benefit period |
$1,556 per benefit period |
|
Inpatient hospital stay co-insurance |
$0 |
Up to $778 per day |
|
Part B co-insurance or co-payment |
5% of the cost of care |
20% of the cost of care |
|
Blood (first 3 pints) |
25% of the cost |
100% of the cost of the first 3 pints |
|
Hospice care co-insurance or co-payment |
1.25% of the cost of respite care |
5% of the cost of respite care |
|
Skilled nursing facility co-insurance after day 20 of care |
Up to $51 per day |
Up to $204 per day |
There are other Medigap plan options available. Click on one of the following buttons to learn more about each Medigap plan option:
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