Sentinel Security Medicare Supplement Plans

This article is for informational purposes only and is not affiliated with or endorsed by Sentinel Security Life Insurance Company

About Sentinel Security Life Insurance Company

Sentinel Security Life Insurance Company was founded in 1948 with a focus on life insurance, specifically final expense insurance to help pay for funeral costs. Throughout the years, the company has opened up their service offerings to offer additional products such as medicare supplement (medigap) plans.

Sentinel Security Medicare Supplement Insurance

Sentinel Security Medicare Supplement Insurance is intended to help pay for costs that Medicare Part B does not fully cover. These policies are designed to assist with deductibles, copayments, coinsurance and Medicare Part B excess charges.

In many states the basic benefits are standardized, meaning that similar plans offer comparable basic benefits regardless of the insurer. Because Medigap policies are standardized, the primary differences among them tend to be in premium costs and any state-specific adjustments.

Medicare Supplement plans offered by Sentinel Security

Sentinel Security offers the standardized Medigap plans, which provide the same benefits regardless of the insurer. 

Plan availability may vary by state. Some commonly offered plans include:

• Plan A – Covers Medicare Part A coinsurance and hospital costs for up to 365 additional days after Medicare benefits are exhausted.
• Plan B – Includes all benefits of Plan A and also covers the Medicare Part A hospital deductible.
• Plan F – Covers all Medicare-approved out-of-pocket costs, including Medicare Part B excess charges. (Only available to those eligible for Medicare before January 1, 2020.)
• Plan G – Offers the same coverage as Plan F, excluding the Medicare Part B deductible.
• Plan N – Covers Medicare Part A coinsurance and hospital costs, along with some Medicare Part B coinsurance, with required copayments for certain office and emergency room visits.

Features of Sentinel Security Medicare Supplement plans

• Assistance with out-of-pocket expenses such as deductibles, copayments and coinsurance.
• Benefits designed to help manage Medicare Part B excess charges.
• Premium costs that reflect factors like age and geographic location.

It is important to note that the specifics of each plan can differ based on state regulations and personal circumstances. Prospective policyholders should carefully review the plan details and compare the options available to them.

Enrollment and Eligibility

Medicare Supplement (Medigap) policies are available only to individuals who are already enrolled in Medicare Part A and Part B. Most people become eligible at age 65, although those under 65 who qualify for Medicare due to disability or certain conditions may also be eligible. Learn more about eligibility and enrollment.

Final Thoughts on Sentinel Security Medigap

Sentinel Security Life’s Medicare Supplement offerings are designed to help manage the out-of-pocket costs associated with Medicare Part B. By understanding the fundamentals of Medigap and carefully evaluating plan features, you can make an informed decision about your health care needs. 

Other Insurance Companies:

• Medico Insurance Company
• Ace Medicare Supplement
• Gerber Medicare Supplement Plans
• Loyal American Medicare Supplement
• American Continental Insurance