Medicare Supplement Insurance (also called Medigap) helps senior and disabled Texas residents pay for certain Medicare copayments, deductibles, and other costs. Currently, insurance companies can offer state residents up to 10 standardized Medigap plan options: Plans A, B, C, D, F, G, K, L, M, and N.
TX Medicare Enrollment Quick Facts:
- 931,380 Texas residents had a Medigap policy, according to data from America’s Health Insurance Plans (AHIP).1
- Plan G is the most popular Medigap plan in Texas, with 416,173 enrollees, according to AHIP.
What are the most popular Medicare Supplement plans in Texas?
The chart below shows the most popular Medicare Supplement plans in Texas.1
|
Popularity Ranking |
Plan |
Total Enrollees |
|
1 |
G |
416,173 |
|
2 |
F |
387,814 |
|
3 |
N |
76,705 |
Compare Medigap plans in your area.
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Medicare Supplement Insurance Pricing Methods
Medigap pricing methods are important because they dictate how your premiums may increase in future years. There are 3 different pricing methods:
- Attained-age rated: The premium increases as you age.
- Issue-age rated: The premium is based on your age when you buy and it may increase due to inflation and other factors, but not due to your age.
- Community rated: The same premium is charged to all Medigap policyholders.
Under-65 Enrollment Rules
Although Medicare Supplement Insurance is primarily for senior citizens, it’s also available to disabled people and those with end-stage renal disease (ESRD) in some states. Each state’s insurance department dictates the rules governing Medicare beneficiaries under the age of 65.
In Texas, insurance companies that sell Medigap plans must make at least one plan available to Medicare beneficiaries under the age of 65 and are allowed to charge a higher premium to those under 65.
