Medicare Supplement Insurance (also called Medigap) helps senior and disabled North Dakota residents pay for certain Medicare co-payments, deductibles, and other costs. Currently, insurance companies can offer state residents up to 10 standardized Medigap plan options: Plans A, B, C, D, F, G, K, L, M, and N.
ND Medicare Enrollment Quick Facts:
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54,526 North Dakota residents had a Medigap policy in 2021, according to data from America’s Health Insurance Plans (AHIP).1
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Plan F is the most popular Medigap plan in North Dakota, with 35,795 enrollees, according to AHIP.
What are the most popular Medicare Supplement plans in North Dakota?
The chart below shows the most popular Medicare Supplement plans in North Dakota.1
|
Popularity Ranking |
Plan |
Total Enrollees |
|
1 |
F |
35,795 |
|
2 |
G |
15,863 |
|
3 |
N |
1,521 |
*Plans no longer available for purchase, including Plans E, H, I, and J.**Pre-standardized plans are policies sold before July 1992.
Medicare Supplement Insurance Pricing Methods
Medigap pricing methods are important because they dictate how your premiums may increase in future years. There are 3 different pricing methods:
- Attained-age rated: The premium increases as you age.
- Issue-age rated: The premium is based on your age when you buy and it may increase due to inflation and other factors, but not due to your age.
- Community rated: The same premium is charged to all Medigap policyholders.
Under-65 Enrollment Rules
Although Medicare Supplement Insurance is primarily for senior citizens, it’s also available to disabled people and those with end-stage renal disease (ESRD) in some states. Each state’s insurance department dictates the rules governing Medicare beneficiaries under the age of 65.
Insurers in North Dakota are not required to sell Medigap policies to anyone under 65 but may do so at their own discretion.
Learn More
To learn more about Medicare Supplement Insurance, read through our guides below.
