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Original Medicare does not cover Life Alert® costs or the costs of other similar emergency medical alert systems. Emergency medical alert systems are designed specifically to help seniors living alone to remain independent and feel safe doing so.
Although medical alert systems are not covered by Medicare, seniors with Medicare may have other insurance options that will.
Life Alert is one of many companies that provides emergency medical alert systems to seniors. These medical alert devices are designed to alert authorities who can dispatch help to seniors in the event that they have a medical emergency or home security issue and can't get up or reach the phone.
Most medical alert systems on the market enable you to wear a push-button device around your wrist or neck. When pressed, the device alerts a 24-hour call center and allows you to talk to a dispatcher without having to get to a telephone.
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Although Medicare does not cover Life Alert, it is possible that you can obtain an emergency medical alert device (such as Life Alert) through one of the following:
To find out if your state has a program that will assist with the cost of Life Alert or other medical alert devices, contact your local Department of Human Resources, Department of Aging and Adult Services or other state department tasked with elder care.
Medicare Part B does cover certain types of durable medical equipment (DME), but unfortunately, it does not cover fall detection or emergency medical alert systems like Life Alert.
Some durable medical equipment and devices that are covered by Medicare Part B include, but are not limited to:
If you have a question about whether a piece of equipment or a medical service is covered by Medicare, be sure to ask your physician and consult this guide to what Original Medicare does cover.
Or call 1-800-995-4219 to speak with a licensed insurance agent.
Christian Worstell is a licensed insurance agent and a Senior Staff Writer for MedicareSupplement.com. He is passionate about helping people navigate the complexities of Medicare and understand their coverage options.
His work has been featured in outlets such as Vox, MSN, and The Washington Post, and he is a frequent contributor to health care and finance blogs.
Christian is a graduate of Shippensburg University with a bachelor’s degree in journalism. He currently lives in Raleigh, NC.
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