American Continental Medicare Supplement Plans

This article is for informational purposes only and is not affiliated with or endorsed by American Continental Insurance Company.

American Continental Insurance Company, a subsidiary of Aetna, provides Medicare Supplement Insurance (Medigap) plans that help cover certain out-of-pocket costs associated with Original Medicare. These plans can assist with expenses such as copayments, coinsurance, and deductibles.

About American Continental Insurance Company

Founded in 2005, American Continental Insurance Company later became part of Aetna, which is now a CVS Health company. The company offers Medicare Supplement Insurance in multiple states, adhering to federal standardization guidelines for Medigap policies.

Medicare Supplement plans offered by American Continental

American Continental offers several standardized Medigap plans, which provide the same benefits regardless of the insurer. 

Plan availability may vary by state. Some commonly offered plans include:

• Plan A – Covers Medicare Part A coinsurance and hospital costs for up to 365 additional days after Medicare benefits are exhausted.
• Plan B – Includes all benefits of Plan A and also covers the Medicare Part A hospital deductible.
• Plan F – Covers all Medicare-approved out-of-pocket costs, including Medicare Part B excess charges. (Only available to those eligible for Medicare before January 1, 2020.)
• Plan G – Offers the same coverage as Plan F, excluding the Medicare Part B deductible.
• Plan N – Covers Medicare Part A coinsurance and hospital costs, along with some Medicare Part B coinsurance, with required copayments for certain office and emergency room visits.

Features of American Continental Medicare Supplement plans

• Standardized benefits – Medigap plans have the same coverage across different insurance companies, as required by federal regulations.
• Nationwide provider acceptance – Medigap plans are accepted by any doctor or hospital that accepts Medicare.
• Guaranteed renewability – Policyholders can keep their plans as long as they pay premiums on time, regardless of health conditions.
• No network restrictions – Unlike Medicare Advantage plans, Medigap plans do not require referrals or network restrictions for medical providers.

Enrollment in an American Continental Medicare Supplement plan

Medigap plans can be purchased during your Medicare Supplement open enrollment period, which begins when you are both 65 and enrolled in Medicare Part B. During this time, applicants cannot be denied coverage based on health conditions. After this period, enrollment may require medical underwriting, depending on state regulations.

Final Thoughts on American Continental

American Continental Insurance Company offers Medicare Supplement plans in various states, following federal Medigap standardization guidelines. These plans provide coverage for certain out-of-pocket Medicare expenses and are accepted by any provider that accepts Medicare. Availability and specific plan options may vary based on location.

Other Insurance Companies:

• Medico Insurance Company
• Ace Medicare Supplement
• Gerber Medicare